This privacy policy applies to the Debt Snowball Payoff Planner app for mobile devices, together with any related services operated by Flash Software (collectively, the "Application"). Flash Software is hereby referred to as the "Service Provider".
The Application collects information when you download and use it. This information may include:
The Application or its third-party SDKs may use cookies, SDKs, pixels, and similar technologies to support functionality, analytics, or service delivery. Where required by applicable law, the Service Provider will obtain consent before using non-essential tracking technologies.
You may request access to, correction of, or deletion of your personal data held by the Service Provider. To exercise these rights, or to withdraw consent where processing is based on consent, contact the Service Provider at: flashsoftware20510@proton.me
If you are a California resident, you have the right to know what personal information is collected, the right to delete personal information, the right to opt out of the sale or sharing of personal information, and the right to non-discrimination for exercising these rights.
To exercise your CCPA/CPRA rights, contact the Service Provider at: flashsoftware20510@proton.me
The Service Provider may use the information you provide to send important information, required notices, and, where permitted by law, marketing communications.
For a better experience while using the Application, the Service Provider may require you to provide certain personally identifiable information. The information requested will be retained and used as described in this Privacy Policy.
Only aggregated, anonymized data is periodically transmitted to external services to aid the Service Provider in improving the Application and its services.
The Service Provider may share your information with third parties in the ways described in this Privacy Policy.
The Service Provider or its third-party service providers may transfer personal data to countries outside your country of residence, including outside the European Economic Area (EEA).
Where applicable law requires safeguards for international transfers, the Service Provider will use appropriate mechanisms, including:
Data protection laws in other countries may differ from those in your jurisdiction. Where required by law, the Service Provider will apply appropriate safeguards and obtain any required consent for the transfer.
The Application utilizes third-party services that have their own privacy policies:
The Service Provider may disclose User Provided and Automatically Collected Information:
You can stop further collection of information from your mobile device by uninstalling the Application.
Uninstalling the Application does not automatically delete information that has already been transmitted to the Service Provider or third parties.
To request deletion of your personal data, withdraw consent, or exercise any of your rights, contact: flashsoftware20510@proton.me
The Service Provider retains personal data based on its necessity for the stated purposes:
You may request deletion of your personal data, subject to legal retention requirements.
If you want the Service Provider to delete User Provided Data submitted through the Application, contact: flashsoftware20510@proton.me
The Application is not intended for children under 16 years of age, or such higher age as required by applicable law.
The Service Provider does not knowingly solicit data from children or market the Application to them.
Where parental or guardian consent is required under applicable law, the Application is not intended for use without that consent.
If the Service Provider discovers that a child has provided personal information, that information will be deleted promptly.
Parents or guardians who believe a child has provided personal information should contact: flashsoftware20510@proton.me
The Service Provider is committed to safeguarding the confidentiality of your information. Physical, electronic, and procedural safeguards are used to protect information processed and maintained by the Service Provider.
If a data breach occurs that affects your personal data, the Service Provider will notify you in accordance with applicable legal requirements.
The Service Provider may update this Privacy Policy from time to time.
Material changes will be communicated by posting an updated Privacy Policy with an effective date. Where required by law, consent will be obtained before such changes take effect.
Previous versions of this Privacy Policy will be made available upon request by contacting: flashsoftware20510@proton.me
Effective Date: 2026-06-06
Where processing is based on consent, you provide that consent by affirmatively opting in to the relevant feature or action.
You may withdraw consent at any time without affecting processing carried out before withdrawal.
If you have any questions regarding privacy while using the Application, or have questions about its practices, contact the Service Provider via email: flashsoftware20510@proton.me